FRANK D. UPCHURCH, Jr., Judge.
United States Automobile Association (USAA) appeals from a final judgment determining liability coverage arising out of a personal injury action brought by Regina and James Apicella.
This case arose from a boating accident in which Regina Apicella was seriously injured. Reilous Franklin, the owner of the boat, had entrusted it to his son Brian. At the time of the accident, the boat was being operated by Joe Amato. The Apicellas...
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