OPINION AND ORDER
FRYE, District Judge:
INTRODUCTION
Lana Marie Barr (Debtor) appeals from the Findings and Conclusions entered by the Honorable Donal D. Sullivan, Bankruptcy Judge.
Plaintiff-appellee Check Central of Oregon, Inc. (Creditor) brought a complaint in bankruptcy to determine the dischargeability of a debt under 11 U.S.C. § 523(a)(2)(A). This section makes nondischargeable debts "for obtaining money, property, services...
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