OPINION
PARKER, Judge.
Nancy Galloway was a passenger in one of two vehicles involved in an accident. She commenced an action against the two drivers and a bar under the Civil Damages Act. One driver was uninsured, and she made a claim against her insurer for uninsured motorist benefits. Her rights under this policy are the subject of this appeal.
Before State Farm arbitrated her uninsured motorist claim, Galloway settled, through the use of Pierringer...
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