T. ROUMELL, J.
This action arises out of an accident on October 11, 1977, in which an automobile driven by Kathleen Flaherty collided with a truck driven by Nelson Verbeek. Both drivers were killed. Citizens Insurance Company of America was Verbeek's primary insurer under a policy with a liability limit of $100,000. Celina Mutual Insurance Company was Verbeek's insurer under a policy which made Celina responsible for liability in excess of that covered by Citizens...
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