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IN RE DOCKERY

Bankruptcy No. 3-83-01180, Adv. Proc. No. 3-83-0833.

36 B.R. 41 (1984)

In re Cisco Stewart DOCKERY, Betty Jean Dockery a/k/a Betty Jean Jones, Debtors. Cisco Stewart DOCKERY, Betty Jean Dockery, Plaintiffs, v. MERCHANTS & PLANTERS BANK; Tennessee Student Assistance Corporation; United States of America; Tusculum College, Defendants.

United States Bankruptcy Court, D. Tennessee.

January 3, 1984.

Attorney(s) appearing for the Case

Campbell, Hooper & Shults, William O. Shults, Newport, Tenn., for plaintiffs.

James C. McSween, Newport, Tenn., for defendant Merchants & Planters Bank.

Angela Diane Stamey, Asst. Atty. Gen., Nashville, Tenn., for defendant Tennessee Student Assistance Corp.

G.P. Gaby, Milligan, Coleman, Fletcher, Gaby & Kilday, Greeneville, Tenn., for defendant Tusculum College.

Guy W. Blackwell, Asst. U.S. Atty., Greeneville, Tenn., for United States of America.

FINDINGS OF FACT AND CONCLUSIONS OF LAW

Clive W. Bare, Bankruptcy Judge.

1. On May 13, 1983, the debtor, Cisco S. Dockery, executed a student loan agreement with the Merchants & Planters Bank of Newport, Tennessee, scheduling the repayment of $5,250.00 over a period of 120 months from that date.1 The debtor, Betty Jean Dockery, was a guarantor on the loan agreement. The Tennessee Student Assistance

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