McMURRAY, Chief Judge.
On or about October 15, 1977, the International Indemnity Company (IIC) issued an automobile liability insurance policy to Herman G. Hall (plaintiff's deceased husband). Understanding the policy to provide only $5,000 personal injury protection (PIP) benefits, on November 10, 1977, IIC sent Hall a letter, by first class mail and postage prepaid, advising him of optional PIP coverage and the additional premiums necessary for such coverage. The...
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