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CHARTER BANK OF BOONVILLE v. SHELTER GENERAL INS.

No. WD 34382.

664 S.W.2d 44 (1984)

CHARTER BANK OF BOONVILLE, Respondent, v. SHELTER GENERAL INSURANCE, Appellant.

Missouri Court of Appeals, Western District.

January 17, 1984.

Attorney(s) appearing for the Case

David A. Oliver, Columbia, for appellant; Oliver, Walter, Carlton, Atkinson and Wilson, Columbia, of counsel.

J. Michael Conway, Boonville, for respondent; Conway & Blanck, Boonville, of counsel.

Before PRITCHARD, P.J., SHANGLER, J., and TURNAGE, C.J.

PRITCHARD, Presiding Judge.

The issue is whether respondent, Charter Bank of Boonville, the lienholder upon a 1977 Chevrolet truck, had collision coverage, by virtue of a loss payable clause in appellant's policy of insurance issued to one Whitworth and spouse who permitted the policy to lapse for non-payment of a premium, after which they traded in the vehicle designated in the policy.

Charter Bank's predecessor, National Bank of Boonville, was named as loss...

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