OPINION
EMIL F. GOLDHABER, Bankruptcy Judge:
The predominant issue in the action at bench is whether a debtor may compel the return of payments made to a creditor through postpetition payroll deductions from the salary of a chapter 13 debtor, when such return is sought in conjunction with a conversion of the case to a chapter 7 proceeding. For the reasons expressed below we will order the return of the payments.
The facts of this case are as follows...
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