DECISION AND ORDER
CONRAD B. DUBERSTEIN, Bankruptcy Judge.
I
FACTS
The debtor, Nimai Kumar Ghosh, was in default on mortgage installment payments due on his personal residence owned by him and his wife. As a consequence of this default, a valid judgment of foreclosure in the amount of $47,376.90 was obtained on November 15, 1982 by the mortgagee of this property, Financial Federal Savings &...
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