MEMORANDUM OPINION
STANLEY B. BERNSTEIN, Bankruptcy Judge.
ISSUE: ARE CLAIMS FOR THE UNUSED PORTIONS OF PRE-PAID MEMBERSHIP FEES TO A HEALTH SPA NONDISCHARGEABLE IN THE PRINCIPAL'S CHAPTER 7 CASE?
I. Introduction and Determination of Preliminary Procedural Issues:
A. Factual Bankground:
The debtor, Patricia Ann Sclater, is the President, chief operating officer and sole shareholder of Slenderalla Mini Spa of Saginaw...
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