SHORES, Justice.
Lee Ann Bryant (insured), the defendant in this declaratory judgment action, appeals from a final determination that State Farm Fire and Casualty Insurance Company (State Farm) is not obligated to her under a valid and effective policy of insurance. We affirm.
On January 1, 1982, a fire completely destroyed a house owned by Bryant. She filed a claim for the loss with State Farm, her homeowners insurer. State Farm denied the claim and filed...
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