Michael L. Colon was the driver of a vehicle, insured by Aetna Life and Casualty Insurance Company, which was involved in an automobile accident. In a negligence action based on the accident, Colon admitted liability such that the only factual issue for trial, other than damages, was whether Colon was driving the vehicle with the owner's permission. Prior to trial, Aetna notified Colon that it was disclaiming coverage because, based on its investigation, it believed that...
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