ALMON, Justice.
This appeal is from a declaratory judgment which afforded defense and coverage to an insured in a fraud action based upon the court's finding of an "occurrence" and "property damage" within the meaning of the policy.
Charles Turner is a peanut farmer in Geneva County, Alabama. In the years 1978 and 1979, Turner marketed some or all of his peanuts through a marketing cooperative association known as the Georgia,
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