OPINION
HUSPENI, Judge.
This is an appeal from the trial court's determination in a declaratory judgment action brought by the respondent Classified Insurance Corporation (Classified) that Classified was not obligated to defend or indemnify appellant, the Estate of Nancy Vodinelich (Estate). The action underlying this declaratory judgment suit is one by Robert Vodinelich against the estate for the wrongful deaths of his two children. We reverse.
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