DEEN, Presiding Judge.
In April 1979 one of the appellants, Bert Roach, purchased a 1979 Ford pickup truck, for which he obtained insurance through the appellees, Georgia Farm Bureau Mutual Insurance Company (Georgia Farm) and Varney Watson (the company's agent). Roach paid the policy premiums duly, and the policy remained in effect until March 1983. On February 17, 1983, the truck was totally destroyed while being driven by the other appellant, Johnny Wilborn.
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