SACKETT, Judge.
This appeal involves the question of whether three bank accounts held by decedent and Ralph E. Clark should be included in decedent's estate.
The trial judge held that all three accounts were assets of decedent's estate.
We need to first determine the form of ownership of each account. The first account is a savings account, and it will be designated account "A." The second account will be designated account "B."
On February...
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