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AMERICAN HARDWARE MUTUAL INSURANCE CO. v. MANSFIELD AUTO TRUCK PLAZA

No. 84-586.

15 Ohio St. 3d 367 (1984)

AMERICAN HARDWARE MUTUAL INSURANCE CO., APPELLEE, v. MANSFIELD AUTO TRUCK PLAZA ET AL., APPELLANTS.

Supreme Court of Ohio.

Decided December 31, 1984.

Attorney(s) appearing for the Case

Baran & Baran Co., L.P.A., and Mr. Gary A. Piper, for appellee.

Messrs. Sauter & Hohenberger and Mr. Wayne P. Hohenberger, for appellants Joseph F. Reynolds, Crist, Inc. and Firemen's Fund Ins. Co.

Messrs. Brown, Bemiller, Murray & McIntyre and Mr. D. Kim Murray, for appellant Mansfield Auto Truck Plaza.

Messrs. Weldon, Huston & Keyser and Mr. Richard R. Fowler, for appellant Vern Muntain.

Messrs. Calhoun, Benzin, Kademenos & Heichel and Mr. James A. Calhoun, for appellant Union Oil Co. of California.

CLIFFORD F. BROWN, J.

This cause requires interpretation of an insurance contract where there is a conflict between the declarations page and its endorsements appearing on later pages, thereby creating an ambiguity. The printed references in the declarations page seemingly provided no coverage for personal property of another, but the typewritten numerical designations relating to endorsements conflicted therewith and provided such coverage. The defendants Reynolds...

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