Jose Velez, the respondent in this proceeding, has automobile insurance with the Travelers Indemnity Company (Travelers). Early one summer morning in the vicinity of Mt. Eden Avenue and 174th Street in The Bronx, Mr. Velez was pulled from his parked car by certain unknown ruffians who attempted to steal the vehicle. He claims that he was thrown on the hood of his car and beaten; that in furtherance of the theft, the assailants drove...
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