DECISION
ELLIS W. KERR, Bankruptcy Judge.
FACTS
Facts can be no better stated than the Joint Stipulations. Therefore, a copy is attached as follows and incorporated herein.
LEGAL ISSUES
Are set out with Stipulations and Facts and incorporated herein be reference.
1. Defendant, Gilles I. Madore, purchased a 1979 Chevrolet Monza in Canada about November 5, 1979.
2. Defendant executed a promissory note to the Royal...
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