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HORIZON CREDITCORP v. OIL SCREW INNOVATION I

No. 82-5616.

730 F.2d 1389 (1984)

HORIZON CREDITCORP, a New Jersey corporation authorized to do business in the State of Florida, Plaintiff-Appellee, v. OIL SCREW "INNOVATION I", her engine, tackle, apparel, etc., In rem, Defendant, Michael R. and Mary E. Spielvogel, Claimants/Owners-Appellants.

United States Court of Appeals, Eleventh Circuit.

April 26, 1984.

Attorney(s) appearing for the Case

Thomas D. Lardin, Weaver, Weaver & Lardin, Fort Lauderdale, Fla., for claimants/owners-appellants.

Daniel A. Pollack, Frederick P. Schaffer, Edward T. McDermott, New York City, for plaintiff-appellee.

Before ANDERSON and CLARK, Circuit Judges, and DUMBAULD, District Judge.

DUMBAULD, District Judge:

Appellants, Michael R. Spielvogel and Mary E. Spielvogel, his wife, bought a yacht on March 30, 1979, for $82,000 of which they paid $22,000 down and $50,000 was financed by appellee Horizon Creditcorp. The agreement provided for finance charges of $45,177.08, documentary fees of $197.60, resulting in a time balance of $95,374.08 and a time sales price of $117,374.08. The first monthly instalment of $662.32 was due on April 30, 1979. At Spielvogel...

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