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GULF CHEMICAL EMPLOYEES v. WILLIAMS

No. 14772.

693 P.2d 1092 (1984)

107 Idaho 890

GULF CHEMICAL EMPLOYEES FEDERAL CREDIT UNION, Plaintiff-Appellant, v. Rick WILLIAMS, Defendant-Respondent, and William R. PAYNE, Defendant.

Court of Appeals of Idaho.

December 28, 1984.

Attorney(s) appearing for the Case

A. Bruce Larson, Soda Springs, for plaintiff-appellant.

Ronald J. Jarman, Pocatello, for defendant-respondent.

BURNETT, Judge.

This lawsuit arises from a lender's failure to perfect its security interest in collateral. Gulf Chemical Employees Federal Credit Union made a loan to William Payne for the purpose of buying a used car from Rick Williams. The lender did not receive a document of title to the automobile. For that reason the lender was unable to perfect a security interest in the manner required by I.C. § 49-412. The borrower later defaulted on the loan and apparently...

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