GANT, Justice.
On October 30, 1980, Lester Kyle O'Neal, a Tennessee citizen and resident, was injured in an automobile accident as a passenger in an uninsured vehicle. The accident occurred near Franklin, Kentucky, and Mr. O'Neal was seriously injured. The driver and automobile were uninsured, but Mr. O'Neal had a policy of insurance on his automobile which he had left at his home in Tennessee and which was located there at the time of the accident. The policy of...
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