McKAY, Justice.
This is an appeal from a judgment in favor of appellee, Charlotte Sanchez (Charlotte), and against appellant, The Western Fire Insurance Co., in the amount of $40,112, for damages under a fire insurance policy.
The facts were stipulated and agreed to by the parties. On January 30, 1980, appellant issued a fire insurance policy to Charlotte, providing coverage in the amount of $64,000 for a house then under construction. The lots upon which...
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