MAYFIELD, Judge.
Insured Lloyds Insurance Company appeals the trial judge's decision granting appellee judgment on a garage liability policy. The appellee is engaged in the repair and sale of used cars and in the sale of used automotive parts. The policy was purchased from a local insurance agency and obtained by it from Lloyds' general agent, Arkansas All Risks, Inc. The policy provided "Automobile Hazard 1" coverage as follows:
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