¶ Defendants were dairy farmers in the Town of Roxbury, Delaware County. In May of 1977, they opened a secured line of credit with plaintiff, which was rewritten periodically as new moneys were added. On August 13, 1980, defendants' debt was consolidated into a single demand note for $143,204.89, representing the full principal balance due. The physical appearance of the document was such that the bottom third was the promissory note and the top two thirds was a truth...
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