PER CURIAM.
Farmers and Merchants Bank appeals from the trial court's judgment that the bank was not entitled to recover under an insurance policy issued by St. Paul Surplus Lines. Farmers and Merchants Bank held a mortgage on certain real property and improvements owned by LeRoy, Jane and John Gillan. On March 3, 1981, John Gillan intentionally started a fire which completely destroyed the building mortgaged to Farmers and Merchants Bank.
The premises were...
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