GARRARD, Judge.
On October 10, 1977 Nicholas Dercach (Dercach) was involved in a collision while driving his dump truck on a Michigan highway. Dercach's truck was insured by Farm Bureau Mutual Insurance Co. (Farm Bureau). Farm Bureau secured an estimate of repair cost from an adjuster and selected a garage in Elkhart, Indiana known as I.N.E., Inc. (INE) to do the work. On November 17 Farm Bureau notified Dercach that work could commence as soon as he signed a repair...
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