MEMORANDUM OPINION
MARTIN V.B. BOSTETTER, Jr., Bankruptcy Judge.
Charlotte Ann Love, the debtor herein, seeks discharge of three government-guaranteed student loans on the basis of undue hardship as provided in Section 523(a)(8)(B) of the Bankruptcy Code.
The United States opposes discharge of the loans on grounds that the debtor does not meet the judicially-developed tests of "undue hardship." At the close of the trial of this matter, the United...
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