MEMORANDUM AND ORDER
G. WILLIAM BROWN, Bankruptcy Judge.
This matter originally came before the Court on complaint of Citizens Fidelity Bank and Trust Company (Citizens), a creditor, by counsel, seeking a determination of nondischargeability of a debt owing in the principal amount of $9,375.90, pursuant to 11 U.S.C. § 523(a)(2)(A), which excepts from discharge a debt for obtaining money, property, services, or an extension, renewal, or refinance of...
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