DUNN, Judge.
The appellant, Ethel Lillian Pierce, sued the West American Insurance Company, appellee, in the Jefferson Circuit Court alleging that it failed to pay her a loss she sustained as a result of a series of transactions with the Citizens Fidelity Bank & Trust Company on a checking account in her name through electronic fund transfers by means of what the bank calls a "Service Tree Card" inserted in an automated teller machine. She alleged in her complaint...
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