MEMORANDUM AND ORDER
MERRITT S. DEITZ, Jr., Bankruptcy Judge.
Gary Wayne Todd filed a Chapter 7 petition on December 10, 1981, and in his schedule of assets and liabilities listed an unsecured debt of $2,400 to Peoples Security Finance Co., Inc. Peoples Security challenges the dischargeability of that debt, claiming that the debtor committed actual fraud in obtaining a release of its lien on a
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