SOGNIER, Judge.
James A. and Patty P. Smith sued Federated Department Stores, Inc. (Federated), several employees of Federated's store, Rich's, and First National Bank of Atlanta (First National). We are concerned only with their claim against First National which was based on its alleged negligence in instructing Rich's employees to pick up Mrs. Smith's VISA credit card when she attempted to use it to make purchases. Payments on the credit card account were overdue...
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