PER CURIAM.
We agree with the trial court that since the relevant insurance policies do not clearly and unambiguously create a coverage exclusion for the water loss suffered by the Dashes, the Dashes are entitled to total coverage, as a matter of law, on the 65%-35% participation ratio provided by the applicable insurance provisions. The trial court's ruling is supported by the well-settled "general rule of interpretation that when the terms of an insurance policy...
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