MEMORANDUM OPINION
CHARLES J. MARRO, Bankruptcy Judge.
This adversary proceeding arises on the complaint of the plaintiff to determine the dischargeability of debt. The complaint is predicated on § 523(a)(2)(A), which makes nondischargeable any debt for obtaining money, property, services, or an extension of credit, by false pretenses, a false representation, or actual fraud on which the plaintiff, as a creditor, relied. In particular, the plaintiff...
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