McINTURFF, J.
Darnell Boyd appeals and United Pacific Insurance Co. cross-appeals a summary judgment determination of United Pacific's subrogation interest. We affirm in part and reverse and remand in part.
On November 1, 1976, Mr. Boyd was injured in an automobile accident with an employee of Northwest Landscaping Co. At that time, Mr. Boyd was insured by United Pacific. The policy provided:
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