OPINION AND ORDER
BASIL H. COUTRAKON, Bankruptcy Judge.
This action comes for hearing on Motion of the trustee and of creditor First National Bank of Kirksville, Missouri objecting to the debtor's claim of the cash value of certain insurance policies as exempt property.
The facts are not disputed. In 1975, 1976, and 1977 the debtors purchased insurance policies on the life of debtor Ralph Wallace. Then in April, 1982 both husband and wife borrowed...
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