QUILLIAN, Presiding Judge.
"It is well settled that a contractual provision in a policy of insurance that `no suit or action on this policy for the recovery of any claim shall be sustainable in any court of law or equity unless all the requirements of this policy shall have been complied with, and unless commenced within twelve months next after inception of the loss' is a valid contractual provision and is reasonable . . .And in the absence of facts to show a waiver...
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