DAVIS v. CROWN LIFE INS. CO.

No. 81-5821.

696 F.2d 1343 (1983)

Norma R. DAVIS and Grover C. Davis, her husband, Plaintiffs-Appellants, v. CROWN LIFE INSURANCE COMPANY, a foreign corporation, Defendant-Appellee.

United States Court of Appeals, Eleventh Circuit.

February 4, 1983.


Attorney(s) appearing for the Case

R. Fred Lewis, Magill, Reid, Kuvin & Lewis, Miami, Fla., for plaintiffs-appellants.

Edmund T. Henry, III, Shutts & Bowen, Miami, Fla., for defendant-appellee.

Before KRAVITCH, HATCHETT and CLARK, Circuit Judges.


HATCHETT, Circuit Judge:

Our issue is whether, under Florida law, the failure to recite in the certificate of insurance (which is available to the insured), a controlling provision recited in the master policy (which is not available to the insured) creates an "ambiguity" that must be resolved in the manner that provides the broadest coverage. Holding that an ambiguity is created, we reverse and remand the case to the trial court.

BACKGROUND

Norma...

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