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JUDD v. FIRST FEDERAL SAV. AND LOAN ASS'N

No. 82-2143.

710 F.2d 1237 (1983)

Forrest Stanley JUDD and Iva Jean Judd, Individually and on Behalf of All Members of a Class of Borrowers Similarly Situated, Plaintiffs-Appellants, v. FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF INDIANAPOLIS, Union Federal Savings and Loan Association, Merchants National Bank and Trust Company, American Fletcher National Bank and Trust Company, The Indiana National Bank, and Meridian Mortgage Company, Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided June 23, 1983.

Attorney(s) appearing for the Case

Laurence S. Berman, Levin & Fishbein, Philadelphia, Pa., for plaintiffs-appellants.

James E. Rocap, Jr., Indianapolis, Ind., for defendants-appellees.

Before PELL and BAUER, Circuit Judges, and GRAY, Senior District Judge.

BAUER, Circuit Judge.

After a one-day bench trial, the district court ruled for Defendant Meridian Mortgage Company, finding that the mortgages at issue did not create trusts for the benefit of the mortgagors. We affirm.

I

Forrest and Iva Judd filed a class action complaint in 1976, alleging that several defendant banks and savings and loan institutions conspired to force mortgagors to pay in advance certain taxes, insurance premiums, and rents without...

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