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INDUSTRIAL FIRE & CAS. INS. CO. v. KWECHIN

No. 61843.

447 So.2d 1337 (1983)

INDUSTRIAL FIRE & CASUALTY INSURANCE CO., Petitioner, v. Deborah KWECHIN, Respondent.

Supreme Court of Florida.

Rehearing Denied May 3, 1984.

Attorney(s) appearing for the Case

Goodhart & Rosner, P.A., Miami, Schwartz, Klein, Steinhardt & Weiss, P.A., North Miami Beach, and Mark Hicks and Patrice A. Talisman of Daniels & Hicks, Miami, for petitioner.

Edward A. Perse of Horton, Perse & Ginsberg, and Michael Nuzzo, Miami, for respondent.

Chris W. Altenbernd of Fowler, White, Gillen, Boggs, Villareal & Banker, Tampa, for Allstate Ins. Co., General Acc. Fire & Life Assur. Corp., and Nationwide Mut. Ins. Co., amicus curiae.

EHRLICH, Justice.

Pursuant to jurisdiction granted in article V, section 3(b)(4) of the Florida Constitution, we have before us the following certified question of great public importance:

[Whether] an insurer which sells to a prospective insured a personal injury protection policy containing deductibles, knowing that the prospective insured does not have other collateral insurance or benefits, is liable to the insured under the policy as if the policy contained...

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