PHILLIPS, Senior Circuit Judge.
Plaintiff Ford Motor Credit Company (Ford) appeals from a summary judgment for defendant Aetna Casualty and Surety Company (Aetna), in which the district court found Ford's claim time-barred under the terms of the insurance policy in issue. Jurisdiction is based upon diversity of citizenship. 28 U.S.C. § 1332. Michigan law controls. Erie R.R. Co. v. Tompkins,
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