MEMORANDUM OPINION
BRATTON, Chief Judge.
This is an appeal from judgment entered against the debtor Brown by the Bankruptcy Court on a Complaint to Determine the Dischargeability of a Debt. Unfortunately, the creditor-appellee Martino declined to file a brief responding to the legal issues raised by the appeal, a dangerous course of action in any situation but particularly so when the appellant's arguments appear to have merit. Nevertheless, having considered...
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