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  5. 656 S.W.2d 742 (1983)
 

COVINGTON MUT. INS. CO. v. HURST

656 S.W.2d 742 (1983)

COVINGTON MUTUAL INSURANCE COMPANY, Appellant. v. Doris HURST; Kentucky Farm Bureau Mutual Insurance Company; and William Clem, Appellees.

Court of Appeals of Kentucky.

Discretionary Review Denied October 5, 1983.

Attorney(s) appearing for the Case

Thomas M. Cooper, Landrum, Patterson & Dickey, Lexington, for appellant.

Robert J. McDaniel, Paris, for Doris Hurst.

James E. Prater, Paris, for Ky. Farm Bureau Mut. Ins. Co.

Before HOWARD, McDONALD and REYNOLDS, JJ.

HOWARD, Judge.

This is an automobile accident case where the trial court ruled that the appellant, the basic reparations obligor on the truck involved, was liable for a passenger's personal injury protection payments.

Appellant refused to pay the personal injury protection payments (PIP) on the grounds that the driver of the truck, appellee William Clem, did not have permission of the truck's owner to drive the vehicle at the time and place of the accident...

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