DEEN, Presiding Judge.
In September 1977 Mr. and Mrs. James, appellants here, purchased a 1978 Ford Mustang automobile and entered into a retail installment sales contract which was subsequently assigned to the Ford Motor Credit Co. (FMCC), appellee here. Mr. and Mrs. James were furnished with a booklet containing coupons for their monthly payments and a set of address labels, together with instructions for mailing. They made monthly payments approximately on time...
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