OPINION AND ORDER AFFIRMING THE BANKRUPTCY COURT'S FINDING OF NON-DISCHARGEABILITY
SPIEGEL, District Judge.
This is an appeal by the debtor, Michael Alan Browning, from the judgment entry entered by the Bankruptcy Court for the Southern District of Ohio, Western Division, declaring Browning's debt to the First National Bank of Ludlow, Kentucky, non-dischargeable under 11 U.S.C. § 523(a)(2)(A).
Two issues are presented. The first, a legal issue...
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