WILLIAM B. LEFFLER and DAVID S. KENNEDY, Bankruptcy Judges.
In these Chapter 13 cases, consolidated for the purpose of this opinion, the debtors each sought to avoid non-purchase money security interests held by the various creditors in household furnishings, goods et cetera under 11 U.S.C. § 522(f). Each creditor objected to the utilization of § 522(f) in Chapter 13 proceedings, contending there are no exemptions for the liens to impair in a wage earner...
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