COBB, Judge.
The issue in this case is whether the trial court erred by allowing recovery under a major medical insurance policy. We hold it did and reverse.
On July 19, 1976, Mrs. Marsha Sande took her daughter Kimberly to Dr. George Wiggins for a routine physical. Dr. Wiggins found a urinary tract infection which was confirmed after tests on July 23, 1976. In April 1977, Mrs. Sande again took Kimberly to Dr. Wiggins with a high fever. Dr. Wiggins again found...
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