OPINION
CECELIA H. GOETZ, Bankruptcy Judge:
In this Chapter 13 proceeding brought under Title 11 of the United States Code, the debtors, Roy and Mary Roberts, have objected to the claim filed by Ninth Federal Savings and Loan Association ("Ninth Federal"), a secured creditor holding a mortgage on the debtors' principal residence. Although Ninth Federal originally opposed confirmation of the debtors' plan, which has as its principal objective curing arrearages...
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