MEMORANDUM AND ORDER
STEWART E. BLAND, Bankruptcy Judge.
This bankruptcy case comes before the Court on complaint of Peoples Security Finance, Inc. (Peoples), a creditor, by counsel, seeking a determination that its debt be found nondischargeable pursuant to 11 U.S.C. § 523(a)(2) and (6). The facts pertinent to the issues raised here can be briefly recited:
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