MEMORANDUM
DAVID L. CRAWFORD, Bankruptcy Judge.
In this complaint to determine the dischargeability of a student loan pursuant to § 523(a)(8) of the Bankruptcy Code, the parties have stipulated the following facts. Between September 1969 and April 1975, Ms. Abrams, the debtor, was a full-time student at the University of Nebraska at Lincoln, attempting unsuccessfully to obtain either a degree or state teaching credentials.
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